Go to my.gov.au โ Create account. Verify email and link ATO service.
2
Check TFN is linked
Confirm your TFN (Tax File Number) is linked to ATO. Apply at ato.gov.au if you don't have one (free, 28 days).
โ Without TFN you may be taxed at the top rate of 47%
3
Lodge a tax return
myGov โ ATO โ Lodgements โ Income tax. Select the tax year and enter income and deductions.
4
Add bank account
Enter AU bank account or overseas account for refund. Wise AU virtual account recommended.
5
Refund within 2 weeks
Online lodgements are usually processed within 2 weeks. ATO sends an SMS notification.
โ Contact ATO if not received within 2 weeks
myGov
myGov
AU financial year
FY2024-251 Jul 2024 โ 30 Jun 2025
FY2023-241 Jul 2023 โ 30 Jun 2024
Working holiday maker rate
417/462 visa holders pay a flat 15% on the first $45,000.
Working holiday maker (417/462) rates
$0 โ $45,00015% flat
$45,001 โ $120,00032.5%
$120,001 โ $180,00037%
$180,001+45%
Resident rates (for comparison)
$0 โ $18,2000% (tax-free)
$18,201 โ $45,00019%
$45,001 โ $120,00032.5%
$120,001+37โ45%
Part 2: Superannuation DASP โ Don't miss this
Superannuation DASP Refund
Your employer contributed super while you worked in Australia. A 65% withholding tax applies to DASP claims, but it's still worth claiming.
01 โ Check eligibility
DASP eligibility
You worked in Australia on a temporary visa (including WHV) and have permanently departed or your visa has expired or been cancelled.
02 โ Find your Super
Locate your Super Fund
myGov โ ATO โ Super tab to see all your super accounts and balances. You may have multiple funds.
03 โ Apply for DASP
Apply via ATO DASP portal
Apply directly at ato.gov.au/dasp or contact each Super Fund. Processing takes 4โ6 weeks.
Example (annual income $45,000)
AUD 5,175
Super contribution rate (2024โ25) ร 11.5%
Super contribution rate (2024โ25)11.5%
DASP withholding tax65%
You actually receive35%
Important โ DASP tax rate
A 65% withholding tax applies to DASP refunds, so you receive around 35% of your total super. But if you don't claim it, it stays with the ATO โ always apply.
Calculate your AU refund first
Enter income and withheld tax to instantly see ATO refund + Super estimate in AUD and your local currency.